Debt Advice for Gay Clients
DEBT ADVICE for GAY CLIENTS LONDON & NATIONWIDE
Gay Debt Advice to help solve debt problems for our Gay Clients
If you are a Gay man or woman you are not immune from debt, you may find you are as much in debt as the rest of the community. The media stereotype of wealthy gay individuals and couples is far from the truth. Sure you may be a couple with two incomes but many gay couples in relationships are also having debt problems making ends meet and both or either one of you may need help with debt.
You may be single and live on one income and due to increasing out goings find you need debt help if the spending is out of control and the credit card debts are now a big money worry.
The cost of the past with easy borrowing may mean you need debt help and debt advice to get life back on track again. You may have split up with your partner and need help with a maze of debt problems which have built up from the good times in the past. Times are now very tough with the recession and you may have found that you have had to take salary reduction to keep your job or if you are a couple one of you may have now lost your job or career.
Many gay people also work in lower paid job sectors such as care work and retail and when the party is over the debts need to be cleared. You may now have debt problems and need some serious debt solutions. You may through no fault of your own be in a situation where money is tight and the debts are building so need some debt advice.
The once strong pink pound is even suffering and even as a two income couple may now find you need help with your debt problems.
As part of the community and as a client we will not prejudge your circumstances and neither quiz you on how your debt problems have arisen. Being in debt is not pleasant and if you wish to discuss a solution with free debt help we will offer friendly and sensitive debt advice.
Please do not despair or feel alone as we are a gay friendly business and we will assist with debt advice to guide you out of debt as fast as possible.
So if the bills and credit card debts are out of control and you have lenders phoning and final demands you need to take control and contact us and speak to Steven who will talk to you about debt solutions
Debt Solutions for our Gay Clients
If you have credit card debt or unsecured loan debts such as personal loans, hire purchase balances, store card debts, catalogue debts or any other unsecured (non mortgage) debt and have a disposable income balance of at least £100 after paying priority expenses we may be able to offer a debt management plan (DMP).
This can help in the short to medium term to sort out your debt problems if you are over 18 years of age, tenant or home owner, or live with parents. If you have 2 or more debts exceeding £3000 in total
With 2 or more lenders we will negotiate with your lenders to assist with this plan. We will ensure you can afford the monthly payment after discussing your income and expenditure each month.
The monthly payments can start from £100 per month but are dependant on your level of debt and monthly income and that your lenders will accept the proposal. A debt management plan can help with debt.
By reducing your monthly payments to what you can afford at the present time.
Your debts will not be written off so you will have to pay in full but as mentioned it will be an amount you can realistically afford. This is an informal debt solution with manageable monthly payments and may be suitable for paying credit card debts which are out of control but you will be advised during the application process.
This should stop lenders phoning and assist with getting your life under control again.
Debt Advice for Gay Clients
We aim to offer you debt solutions to assist you through the life of your debt problems. We will introduce you to our panel of debt management practitioners to ensure you benefit from solid debt advice.
You will not have to pay us any fee nor pay any up front fee for a debt solution, all debt management plans have a nominal management fee included in your monthly affordable payment plan.
This will be discussed with you if you are successful and there will be full transparency at all times, we are here to help with your debt problems not add further debts you cannot afford.
Contact us for Debt Help and Debt Advice for Gay Clients